The article is about the affordable Oregon car loan rate offered by City
Public Service/Ibew Credit Union.  The rate of 4.25% APR for new and used
cars is only for individuals with top credit scores.The rest whose score
are lower may have to go with a rate of 11.25% APR.  Of course, you can
only get this offer if you’re member of the credit union.

Read the full article here:
Car Loan Rates Deal of the Day: City Public Service/Ibew Credit Union at 4.25% APR