Interested in securing auto financing in Bend, OR with poor credit or no money down? We have taken the stress out of auto financing. Best of all, it is free of charge.
Auto Loans For Used Cars in Bend (OR)
Ready to budget for your new car? Okay, it is advisable to devote only 1/5 of your regular monthly wages for things like:
- Installment Payments
- Repairs and Maintenance
For your typical Bend car owner, this comes out to $404 to $449 a month. In terms of equity, used auto loans are best, at least as a general rule. A brand new car depreciates too fast to be a good purchase.
Financing a Car with Bad Credit in Bend, Oregon: Tips
Here are a couple steps you can take to boost your chances of meeting any lender’s approval criteria for a bad credit auto financing package in Bend, Oregon.
- Offer More Money Down.
- Get a Co-buyer.
- Please Don’t Allot More Than 1/5 of Your Monthly Income to Making Payments on Your Car Loan
- If This Isn’t Enough, Get Financed at a Buy Here Pay Here Car Lot in Bend, OR.
By the way, we encourage you to go with an affordable used vehicle with solid gas mileage.
Bankruptcies and repossessions are a couple of the worst things for your credit. Many people think that it’s impossible to buy a car with bankruptcy or repossession. Don’t worry; there are finance companies who offer bad credit auto loans in Bend, OR, even when they’ve suffered:
- Bankruptcy (Chapters 7 or 13)
- Repossessed Vehicles
- Overdue Payments
Of course, the bank or investment company will expect you to pay a high rate of interest and put at least 20% down.
Car Dealers That Offer In-House Financing in Bend (OR)
Thinking about financing a car or truck in Bend, OR with no credit check? Buy here pay here car lots might be the only option.
At a buy here pay here car dealership, also called a tote the note or in house financing car lot, your car loan originates from the dealership directly. Basically, these establishments offer in house financing car loans to Oregon car shoppers with bad credit ratings.
To some consumers, getting their car loan without a credit check may seem great.
Sadly, you need to think about some potential downsides. The interest rates and down payments are high, and you won’t have much of a chance to re-establish your credit ratings through this kind of an establishment.
But fear not, you may be able to get approved for auto loans in Bend, OR with better financing terms than you could expect through a buy here pay here dealership.
Not sure what kind of car or truck to buy? Take a look at this article about cheap used cars in OR.
Used or Bad Credit Car Lots: Bend (OR)
- Holt Dave Inc, 2225 Northeast Highway 20, 97701
- Greg Gibson’s Auto Mart, 61285 South Highway 97, 97702
- Just Used Cars, 2311 Northeast Division Street, 97701
- Just Used Cars, 155 Northeast Webster Avenue, 97701
- Carsmart, 1370 Southeast Reed Market Road, 97702
- Hertz, 535 Northeast Savannah Drive, 97701
- J N J Auto Brokers, 2422 Northeast 2nd Street, 97701
- Dave Holt Inc., 2225 NE Highway 20, 97701
- Cascade Auto Wholesalers, 2460 Northeast Division Street, 97701
- Carrera Collection, 1045 South East 3rd Street, 97702
- Jim Smolich Motors Inc, 1865 Northeast Highway 20, 97701
- Auto Network Group Northwest Inc, 63227 Service Road, 97701
- All Wheels Driven, 2300 Northeast Division Street, 97701
- Fairway Motors, 344 Northeast 3rd Street, 97701
- Combs Car Corral, 947 Northwest Newport Avenue, 97701
- Division Auto Sales, 2022 Northeast Division Street, 97701
- Ts & S Hyundai, 611 Ne Purcell Blvd, 97712
- Subaguru Incorporated, 150 Se Logsden St, 97701
- Thomas Sales & Service, 2060 Ne Highway 20, 923
- Robberson Ford-Lincoln-Mercury, 2100 Ne 3rd St, 97701
- Mercedes Benz of Bend, 61440 Se 3rd St, 97701