Would you like to find a car loan in Portland, OR with poor credit or no down payment? Without a doubt, credit has been trickier to come by ever since the economic downturn, but there are lenders who need your business – it’s our mission to help you find them. You can submit an application for your Portland OR car loan in just a few minutes.
This is how the process works.
- First off, you want to submit your application online.
- We will try and connect you with the best car loan lender in Portland, OR, given your needs.
- If pre-approved, a special finance manager will reach out to you either by telephone or email.
- Finalize your auto loan documents and choose your car or truck from a local dealership.
Visit here to apply online.
Used Car Loans in Portland, OR
What amount should you spend on an auto loan? That varies according to a variety of factors, but here’s a solid rule of thumb: spend only 1/5 of your regular monthly income for your installment payments, fuel, and repairs. If you earn $23,624 per annum (the Portland average), this equals $354 to $394 a month. In terms of equity, a used car is recommended, because brand new cars depreciate too soon to be a smart expense.
Car Loans with Bad Credit in Portland, Oregon: Tips
Listed below are some tips to improve your odds of meeting any lender’s requirements for a bad credit car loan in Portland, Oregon.
- Make Sure No Inaccuracies Are Lowering Your Credit Rating.
- Provide a Larger Down Payment.
- Get a Co-signer.
- Don’t Devote More Than Twenty Percent of Your Income Per Month to Paying Down Your Auto Loan
- When Necessary, Get Financed Through a Bad Credit Car Lot in Portland, OR.
Bankruptcy? Repossession? Foreclosure? Are you afraid that you will not be able to obtain auto loans after bankruptcy or repossession? The good news is that we can help you find creditors who provide bad credit auto loans in Portland, OR, regardless of whether they’ve struggled with:
- Declaring Bankruptcy (Ch. 7 or 13)
- Repossessed Vehicles
- Overdue Payments
It takes up to 7 years for a case of bankruptcy to be completely removed from your credit score. Most financial institutions can’t authorize auto loans until the bankruptcy is 24 months old, though some may do so after 12 months. Bad credit car loans can be a tremendous way to repair your consumer credit if you’ve filed for bankruptcy or repossession.
Wondering what rate you’ll have to pay? Here is a table of average rates in Portland for both new and used vehicles.
Car Lots That Finance Bad Credit in Portland, OR
Due to the economy in OR, buy here pay here financing is becoming a good deal more common.
These dealerships may be known as:
- Bad Credit Car Lots
- Tote The Note Dealerships
- Your Job is Your Credit Car Lots
- In House Financing Car Lots
To many folks, getting their Oregon car loan with no credit check may seem like a great idea. Sadly, they have several main drawbacks. These include huge interest rates, significant down payment requirements, much higher risk of deceptive lending tactics, and reduced vehicle selection. Be sure to research any in house financing car dealership online. Attempt to talk to a friend or relative who has obtained a car or truck from them in the past, and learn whether or not the dealer is has proven itself reputable.
Businesses That May Provide Car Credit in Portland (OR)
- Cars, 521 SE Madison St, 97214
- E & J Motors Inc, 610-622 SE 82nd Ave, 97216
- Autobest Motors, 1315 NE Sandy Blvd, 97232
- Diamond Motors, 13600 SE McLoughlin Blvd, 97222
- Jaguar, 1638 W Burnside St, 97205
- Jason’s & Mike’s Auto Wholesale, 4736 SE 82nd Ave, 97266
- First Rate Auto, 150 SE 82nd Ave, 97216
- Bickmore Auto Sales, 18119 SE McLoughlin Blvd, 97267
- Gray Jim Auto Sales, 6521 SE 82nd Ave, 97266
- Brownie’s Auto Sales, 10144 NE Glisan St, 97220
- Atlas Motors LLC, 605 SE 82nd Ave, 97216
- Jim’s Auto Wholesale, 13928 NE Glisan St, 97230
- Ar-Auto, 1008 NE Russet St, 97211
- Jeff Baldwin Auto Sales, 1515 SE 82nd Ave, 97216
- Fast Money Payday & Car Title Loans, 29 NE 122nd Ave, 97230
- Modern Auto, 6438 SE 122nd Ave, 97236
- K & B Auto Wholesale, 7000 Northeast M L King Boulevard, 97211
- Auto Acceptance, 11699 Northeast Glisan Street, 97220
- McLoughlin Motors, 18803 Southeast McLoughlin Boulevard, 97267
- 99 Auto Brokers, 5220 Southeast Foster Road, 97206
- Breslin Pat, 3515 Northeast Sandy Boulevard, 97232
- L & B Auto Sales, 9642 East Burnside Street, 97216
- Bennett Stan Sales, 619 Southeast 6th Avenue, 97214
- Lovejoy Car Company, 1015 Northwest 17th Avenue, 97209
- Action Auto Glass, 1234 SE Martin Luther King Blvd, 97214
- Gateway Auto Sales, 11858 Northeast Halsey Street, 97220
- Bobby’s Auto Sales, 1205 Northeast 82nd Avenue, 97220
- Eastside Swedish Motors Inc – Sales, 14721 Southeast Stark Street, 97233
- Aaacars.Net, 2737 Southeast 82nd Avenue, 97266
- J J’S Auto Wholesale, 5720 Southeast 82nd Avenue, 97266
- H-H Auto Transport, 777 Southeast Washington Street, 97214
- DM Northwest Inc, 2717 North Hayden Island Drive, 97217
- Better Cars LLC, 102 Southeast 99th Avenue, 97216
- Arrow Imports, 2737 North Hayden Island Drive, 97217
- Culver Grant Cars, 15 Southeast 15th Avenue, 97214
- G P Auto Sales, 1950 Southeast 82nd Avenue, 97216
- Dave’s Economy Auto Center, 9690 Southwest Canyon Road, 97225
- CHEV Connection, 11834 Southeast Stark Street, 97216
- Auto Truck Wholesale.Com, 4650 North Lombard Street, 97203
- Alternative Motor Car Limited, 4931 Northeast 105th Avenue, 97220
- B & D Auto, 1348 Southeast 82nd Avenue, 97216
- AAA Cars.Net, 2725 Southeast 82nd Avenue, 97266
- Freeman Motor Company, 6626 Southwest Macadam Avenue, 97239
- Mohr Motors, 428 Southeast 82nd Avenue, 97216
- Bobby’s Auto Sales, 740 Southeast 82nd Avenue, 97216
- Affordable Auto Wholesale, 4721 Southeast 82nd Avenue, 97266
- Fisher BROS Auto Sales, 15555 Southeast McLoughlin Boulevard, 97267
- Eastside Auto Sales – Lot 1, 6214 Southeast 82nd Avenue, 97266
- Lexus Of Portland, 8840 SW Canyon Rd, 97225
- Autonet Llc, 13908 Southeast McLoughlin Boulevard, 97267
- E T Brokers Inc, 4100 Southeast Roethe Road, 97267
- Auto Options, 17009 Southeast McLoughlin Boulevard, 97267
- Automobiles Chuck Benton, 1704 Southwest Alder Street, 97205
- K & S Auto Center, 7010 Northeast Glisan Street, 97213
- Beaverton Lincoln Mercury, 9350 Southwest Canyon Road, 97225
- Bobs Ford Parts, 2103 Southeast 190th Avenue, 97233
- Community Chevrolet, 8150 North Lombard Street, 97203
- Cars To Go Inc, 20 Northeast 82nd Avenue, 97220
- Brady Motors, 1027 Southeast 82nd Avenue, 97216
- Affordable Classics Inc, 16475 Southeast McLoughlin Boulevard, 97267
- Convention Center Auto Wholesale, 419 East Burnside Street, 97214
- Chevy Store, 8715 Southeast Stark Street, 97216
- Hertz Used Car Sales, 9445 Northeast Airport Way, 97220
- Claud Cummings, 6300 Southeast Jennings Avenue, 97267
- Broadway Toyota, 307 NE Broadway St, 97232
- Fisher Jim Volvo – Volvo- Sales, 2108 West Burnside Street, 97210
- Auto Place Northwest, 3111 Southeast 82nd Avenue, 97266
- Cardawgs, 6740 SW Canyon Rd, 97225
- Auto World, PO Box 67100, 97268
- Martindale Auto Sales, 715 Northeast Couch Street, 97232
- Autolane, 1730 Southeast 82nd Avenue, 97216
- Freeman Motor Company, 5535 Southwest Hood Avenue, 97239
- Matthews Memory Lane Motors, 2608 Southeast Holgate Boulevard, 97202
- DPH Motors Inc, 12900 Southwest Pacific Highway, 97223
- Breslin & Chandler Auto Sales, 8619 Northeast Sandy Boulevard, 97220
- Blizzard Motors, 1604 East Burnside Street, 97214
- Eastside Auto Sales – Lot 2, 6603 Southeast 82nd Avenue, 97266
- Acura Of Portland, 12030 SE Stark St, 97216
- 82nd Auto Mall Atlantic Auto Wholesale, 1205 Southeast 82nd Avenue, 97216
- C Bleeg Motors, 1540 Northeast Sandy Boulevard, 97232
- Bob’s Auto Sales, 5826 Southeast 82nd Avenue, 97266
- KVL Auto Sales, 7360 Southwest Bonita Rd, 97224
- Car Store, 6135 Southeast 82nd Avenue, 97266
- Cars.safewebshop.com, 15545 Se Evergreen Drive, 97236
- Town & Country Chevrolet, 16700 Se Mcloughlin Blvd, 97002
- Autobon Auto Sales, 14741 Se Stark St, 97005
- Autobahn Motorcars, Llc, 9001 Sw Canyon Rd, 97005
- Vic Alfonso Cadillac Hummer, 633 Ne 12th Ave, 97005
- Matthews Memory Lane Motors, 2608 Se Holgate Blvd, 97005
- Action Auto Brokers, , 97005
- NW Select Auto Group, 14721 Se Stark St, 98663
- Chev Connection, 11834 Se Stark St, 98663
- Nielsen Automotive LLC, 4334 Ne 148th Ave, 98663
- Abbott Instrument Restoration, 10860 Sw 74th Ave, 98663
- 503 Hot Rod & Truck Parts, 14036 Se Stephens St, 98663
- Auto Posts – Portland Car Classifieds, 10725 Sw Barbur Blvd, 98663
- Rey Reece’s Friday Volkswagen, 12345 E Burnside St, 923
- Godz Isle Auto Sales, 15847 Se Division St, 97005
- Wentworth Chevrolet, 107 Se Grand Ave, 97005
- Jim Fisher Volvo Incorporated, 2108 W Burnside St, 97005
- Ecomotion: Earth Friendly Vehicles, 1625 Ne Sandy Blvd, 97005
- Braley & Graham Automall GMC Pontiac Buick Isuzu, 9155 Sw Canyon Rd, 97005
- PDX Motorsports, 203 Ne Grand Ave, 97005
- Jose Mesa Auto Wholesale, LLC, 1947 Ne Alameda St, 97005
- Breslin & Wallace Buick, 3434 Ne Sandy Blvd, 97005
- Blizzard Motors, 1604 E Burnside St, 97005
- E & J Motors Incorporated, 622 Se 82nd Ave, 923
- H-H Auto Sales, 777 Se Washington St, 923
- B & J Auto Sales, 3565 Se 82nd Ave, 923